PART I — PUBLIC WEBSITE TERMS OF USE

Effective Date: July 18, 2026 | Last Updated: August 26, 2026

These Website Terms of Use (“Terms”) are a binding agreement between you and November 8 Studios, LLC, an Indiana limited liability company (“November 8 Studios,” “Company,” “we,” “us,” or “our”). These Terms govern your access to and use of www.november8studios.com, www.frayedpodcast.com, the FRAYED™ podcast website, and any Company-controlled webpage, newsletter, feed, downloadable material, form, or other online service that links to these Terms (collectively, the “Services”).

1. Acceptance; Contract Formation

By accessing or using the Services after being presented with a conspicuous link to these Terms, you acknowledge that these Terms apply to your use. Mere browsing may not create an enforceable contract in every jurisdiction. Accordingly, whenever you create an account, subscribe, make a purchase, request a download, submit material, send a tip or correction, enter a promotion, or use another interactive feature, we may require you to affirmatively check a box or select a button stating that you agree to these Terms and any specifically identified additional terms.

If you do not agree, do not use an interactive feature and discontinue use of the Services. If you use the Services for an organization, you represent that you have authority to bind that organization; “you” then includes both you and the organization.

Additional written terms may apply to purchases, sponsorships, guest appearances, licensing, promotions, memberships, or other transactions. If additional terms directly conflict with these Terms, the additional terms control for that transaction.

2. Eligibility; Adult and True-Crime Content

The Services are intended for a general adult audience and are not directed to children under thirteen (13). The Services may discuss homicide, child abuse, neglect, domestic violence, suicide, mental illness, trauma, court proceedings, and other disturbing subjects. Viewer and listener discretion is advised.

If you are under the age of legal majority where you live, use the Services only with the involvement and permission of a parent or legal guardian. Do not submit personal information about a child, confidential records, graphic images, or identifying information concerning a minor through a general website form.

3. Editorial, Educational, and Commentary Purpose

Company content is provided for journalism, education, information, criticism, commentary, public-interest discussion, and entertainment. It is not medical, psychological, psychiatric, legal, investigative, law-enforcement, crisis, safety, financial, or other professional advice. No therapist-client, physician-patient, attorney-client, investigator-client, fiduciary, confidential-source, or other professional relationship is created by your use of the Services or by our receipt of a message.

Do not delay seeking qualified help because of content on the Services. In an emergency, contact 911 or the appropriate local emergency service. Resource information may change; verify current contact details before relying on them.

4. Accuracy; Developing and Disputed Information

We use reasonable editorial efforts, but true-crime and public-affairs materials may rely on public records, legal filings, reporting, books, interviews, archives, and other sources that may be incomplete, disputed, sealed, amended, reversed, corrected, appealed, or later supplemented. Allegations remain allegations unless and until established through applicable legal processes. Opinions, analysis, and commentary are identified by context and should not be treated as judicial findings or clinical diagnoses.

We do not warrant that all content is complete, current, error-free, or suitable for a particular decision. Corrections or material updates may be submitted to november8studios@hotmail.com with the exact page or episode, timecode if applicable, the claimed error, and reliable supporting documentation.

5. Intellectual Property Ownership

Except for material identified as belonging to others, the Services and Company-owned content—including original website copy, scripts, narration, podcast episodes, sound recordings, audiovisual works, graphics, artwork, photographs, logos, page design, downloads, newsletters, selection, coordination, arrangement, and production elements—are owned by or licensed to November 8 Studios, LLC and are protected by copyright, trademark, contract, and other laws.

© 2026 November 8 Studios, LLC. All rights reserved. NOVEMBER 8 STUDIOS™, FRAYED™, associated logos and trade dress, and “The warning signs before tragedy.”™ are claimed trademarks or service marks. The ® symbol will be used only for marks and goods or services covered by an issued registration.

We do not claim ownership of facts, ideas, public-domain material, government works, or third-party works merely because they are discussed, quoted, linked, or incorporated under license, permission, fair use, or another lawful basis. Third-party names and marks belong to their respective owners, and their appearance does not imply endorsement, sponsorship, or affiliation.

6. Limited Personal-Use License

Subject to these Terms, the Company grants you a limited, revocable, nonexclusive, nontransferable, nonsublicensable license to access and display publicly available Services for your personal, noncommercial use through authorized websites, feeds, applications, and platforms.

You may share an unmodified official link or use native sharing or embedding tools where enabled. Unless separately authorized in a signed writing or permitted by law, you may not reproduce, download in bulk, record, re-upload, republish, distribute, sell, sublicense, publicly perform, publicly display, adapt, translate, synchronize, create substitute transcripts or derivative works, remove rights-management information, frame the Services, or commercially exploit Company content.

Nothing in these Terms restricts fair use, quotation, criticism, news reporting, parody, accessibility rights, or another right that cannot lawfully be waived. A permission request is not approved unless an authorized Company representative provides a specific written license.

7. Artificial Intelligence, Voice, Likeness, and Digital Replicas

To the fullest extent enforceable by law and contract, no license or consent is granted to use Company content, recordings, transcripts, metadata, images, artwork, or other materials to train, fine-tune, ground, retrieve for, test, evaluate, benchmark, improve, or supply an artificial-intelligence or machine-learning system; build or augment a dataset, embedding library, or synthetic-media archive; or generate content that substitutes for protected original expression.

Bobbi Short reserves all rights in her name, image, likeness, voice, signature vocal characteristics, performance, persona, biography, and identifiable attributes. Public availability, access, purchase, possession, silence, or absence of a technical blocking measure is not consent to clone, synthesize, simulate, animate, translate, dub, impersonate, or create a digital replica, false endorsement, or unauthorized commercial use.

This Section does not prohibit a use that applicable law affirmatively permits and does not claim copyright in a person’s identity or voice standing alone. Any authorized AI, voice, likeness, or digital-replica use requires a specific signed agreement identifying the exact materials, technology, purpose, outputs, security controls, retention, deletion, compensation, and prohibited uses.

8. Prohibited Conduct

You may not use the Services to violate law; infringe copyright, trademark, privacy, publicity, confidentiality, contractual, or other rights; impersonate the Company or another person; misrepresent affiliation or endorsement; harass, threaten, stalk, dox, exploit, or publish sensitive personal information; transmit malware; harvest credentials; bypass security or access controls; conduct unauthorized security testing; overload or disrupt the Services; scrape or extract content in bulk; interfere with an investigation or legal process; deceptively contact victims, witnesses, families, officials, or sources while claiming to act for the Company; or submit fabricated evidence, knowingly false accusations, or materially false infringement reports.

You may not use automated systems to access the Services in a manner that sends more requests than a person could reasonably produce through an ordinary browser, except for standard search-engine indexing that complies with published technical instructions.

9. Messages, Tips, Corrections, and Unsolicited Submissions

General messages are not confidential. Do not send protected health information, social-security numbers, financial-account data, passwords, privileged communications, sealed records, unlawfully obtained material, graphic illegal content, or information that you are not authorized to disclose.

Unless the Company expressly invites a particular submission under separate written terms, we do not accept unsolicited scripts, show concepts, story treatments, creative pitches, music, artwork, or other creative material. Any similarity between an unsolicited idea and a Company project does not create an obligation, compensation right, or confidential relationship.

For material you intentionally submit through an authorized feature, you represent that the submission is accurate to the best of your knowledge, that you have the right to submit it, and that doing so does not violate law or another person’s rights. You retain ownership of your submission. You grant the Company a nonexclusive, worldwide, royalty-free license to receive, store, reproduce, review, investigate, authenticate, redact, quote, summarize, internally share, and use the submission solely to evaluate and respond to it, protect rights or safety, comply with law, or conduct editorial work reasonably connected to the purpose for which it was submitted. The Company is not required to publish, use, return, preserve, or respond to a submission.

Do not interpret receipt, an automated response, silence, or informal discussion as acceptance of a source relationship, promise of confidentiality, agreement to publish, or commitment to pay. Any special confidentiality or source-protection arrangement must be expressly confirmed in writing by an authorized Company representative.

10. Privacy, Cookies, and Electronic Communications

Our Website Privacy Policy and Cookie/Analytics Disclosure explain how we collect, use, disclose, retain, and protect personal information. Those policies are incorporated into these Terms by reference to the extent they concern use of the Services. Consent to receive marketing communications is separate from acceptance of these Terms and may be withdrawn as described in the applicable message or policy.

You are responsible for providing an accurate email address and maintaining the security of any device, account, or credentials you use. Electronic notices may be sent to the address you provide or posted conspicuously through the Services.

11. Third-Party Platforms, Links, Embeds, and Advertising

The Services may link to, embed, or be distributed through podcast platforms, social networks, video services, payment processors, retailers, advertisers, analytics providers, charities, government resources, and other third parties. They are independently controlled. Their terms, policies, availability, accessibility, security, and content apply to your dealings with them.

A link, reference, advertisement, guest appearance, or discussion does not by itself constitute endorsement, sponsorship, partnership, agency, or verification. The Company is not responsible for third-party services except to the extent liability cannot lawfully be excluded.

12. Purchases, Merchandise, Promotions, and Sponsorships

If the Company later offers purchases, donations processed for third parties, merchandise, memberships, events, giveaways, affiliate links, or sponsored content, the checkout page, official rules, refund terms, shipping terms, sponsor disclosure, or other transaction-specific terms will also apply. Prices, availability, taxes, and fulfillment terms may change before an order is accepted.

Paid endorsements, sponsorships, affiliate relationships, or material connections will be disclosed as required by applicable law. Editorial opinions remain the Company’s own unless clearly identified otherwise.

13. Copyright and Rights Complaints

To report suspected infringement of Company-owned material, send the location of the authorized original, the location of the suspected infringement, a description of the copied material, preserved evidence, and your contact information to november8studios@hotmail.com.

If the Services later store material at a user’s direction and the Company designates a Digital Millennium Copyright Act agent, the designated-agent information and required notice procedure will be published on the website and in the U.S. Copyright Office directory. Until then, do not assume the Company has designated a DMCA agent or that a general marketing or podcast website qualifies for every statutory safe harbor.

Do not knowingly submit a false or materially misleading rights complaint. The Company may preserve evidence, request additional information, remove or restrict material, restore material, notify affected parties, or take other action consistent with law.

14. Availability; Security; Changes to the Services

We may modify, suspend, restrict, or discontinue any part of the Services; correct errors; remove content; impose technical limits; or block access when reasonably necessary for security, legal compliance, rights protection, maintenance, or operations. We do not guarantee uninterrupted, secure, or error-free availability.

You are responsible for using current security software, maintaining backups, and independently verifying important information. No internet transmission or storage system is completely secure.

15. Disclaimers of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” THE COMPANY DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, QUIET ENJOYMENT, SECURITY, AND AVAILABILITY.

THE COMPANY DOES NOT WARRANT THAT THE SERVICES WILL MEET YOUR REQUIREMENTS; THAT CONTENT WILL BE COMPLETE, CURRENT, OR ERROR-FREE; OR THAT DEFECTS OR SECURITY RISKS WILL BE CORRECTED. NOTHING IN THESE TERMS EXCLUDES A WARRANTY OR CONSUMER RIGHT THAT CANNOT LAWFULLY BE DISCLAIMED.

16. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NOVEMBER 8 STUDIOS, LLC AND ITS MEMBER, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, CONTRIBUTORS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOST PROFITS, REVENUE, GOODWILL, OPPORTUNITY, OR DATA; PERSONAL DECISIONS MADE IN RELIANCE ON CONTENT; OR BUSINESS INTERRUPTION ARISING OUT OF OR RELATING TO THE SERVICES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF ONE HUNDRED U.S. DOLLARS (US $100) OR THE AMOUNT YOU PAID DIRECTLY TO THE COMPANY FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM DURING THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY.

These exclusions and limits do not apply to liability that cannot lawfully be limited, including liability to the extent caused by fraud, willful misconduct, or another nonwaivable basis. Some jurisdictions do not permit certain exclusions, so portions of this Section may not apply to you.

17. Indemnification

To the extent permitted by law, you will defend, indemnify, and hold harmless the Company and its member, personnel, contractors, and licensors from third-party claims, damages, judgments, losses, liabilities, and reasonable legal fees arising from: (a) content or material you submit; (b) your unlawful or unauthorized use of the Services; (c) your material breach of these Terms; or (d) your violation of another person’s rights.

This obligation does not apply to the extent a claim results from the Company’s own fraud, willful misconduct, or other wrongful conduct for which indemnification is prohibited. The Company may control the defense and settlement, but it will not settle a claim in a manner that admits your wrongdoing or imposes a nonmonetary obligation on you without your consent, which will not be unreasonably withheld.

18. Suspension and Termination

We may suspend or terminate access to an interactive feature or the Services when reasonably necessary to address a violation, legal demand, security risk, fraud, abuse, or operational problem. You may stop using the Services at any time.

Sections that by their nature should survive—including ownership, licenses already granted, AI and persona restrictions, disclaimers, liability limits, indemnification, dispute terms, and miscellaneous provisions—survive termination.

19. Governing Law; Informal Resolution; Courts

These Terms are governed by the laws of the State of Indiana, without regard to conflict-of-law rules, except that the Federal Arbitration Act does not apply because these Terms do not require arbitration. Mandatory consumer-protection law in your place of residence remains applicable to the extent it cannot lawfully be waived.

Before filing a non-emergency claim, the complaining party should send a written notice describing the dispute, requested relief, and supporting information and allow thirty (30) days for good-faith informal discussion. This requirement does not prevent a party from seeking emergency injunctive relief, preserving a claim before a limitations period expires, reporting to a government agency, or using a legally protected complaint process.

Subject to nonwaivable law, exclusive jurisdiction and venue for a dispute arising from the Services will lie in the state courts serving Franklin County, Indiana, or the United States District Court having jurisdiction over that county. These Terms do not impose mandatory arbitration, a class-action waiver, or a jury-trial waiver.

20. Time to Bring Claims

To the extent permitted by law, a claim arising out of or relating to the Services must be filed within one (1) year after the claimant knew or reasonably should have known of the facts giving rise to the claim. This contractual period does not shorten a period that applicable law prohibits the parties from shortening and does not apply to government enforcement or claims that cannot lawfully be limited.

21. Changes to These Terms

We may update these Terms prospectively. The “Last Updated” date identifies the current version. Material changes will be presented through a reasonably conspicuous notice and, for users of interactive features when appropriate, renewed affirmative acceptance. Changes do not retroactively alter rights or obligations arising before the effective date of the revised Terms unless both parties lawfully agree otherwise.

22. Miscellaneous

These Terms, together with expressly incorporated policies and applicable transaction-specific terms, are the entire agreement concerning use of the Services. If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or narrowly reformed, and the remaining provisions will remain effective.

A waiver must be in writing and applies only to the specific matter waived. Delay or failure to enforce a provision is not a continuing waiver. You may not assign your rights or obligations under these Terms without written consent. The Company may assign these Terms in connection with a merger, reorganization, financing, asset transfer, or sale of all or substantially all relevant business assets.

Headings are for convenience only. “Including” means “including without limitation.” No presumption will apply against the drafter. Electronic records, notices, and signatures may be used where lawful. The English-language version controls unless applicable law requires otherwise.

23. Accessibility

We seek to make the Services reasonably accessible. If you encounter an accessibility barrier, contact november8studios@hotmail.com and identify the page, feature, assistive technology, and problem. We will evaluate reasonable corrective measures. This statement is not a representation that every third-party platform or historical item meets every accessibility standard.

24. Contact

November 8 Studios, LLC
Brookville, Indiana 47012
Email: november8studios@hotmail.com
Websites: www.november8studios.com and www.frayedpodcast.com

For privacy requests, use the contact method stated in the Website Privacy Policy. For correction requests, identify the specific content and supporting sources. For licensing and permissions, identify the exact material, proposed use, platforms, audience, territory, term, and whether the use is commercial.

PART II — COMPANY ADOPTION CERTIFICATE

This Part II is an internal Company record. It is not part of the public Terms presented to website users and should not be posted with Part I.

SOLE MEMBER ACTION

The undersigned, being the sole member of November 8 Studios, LLC, an Indiana limited liability company, adopts and approves the Website Terms of Use contained in Part I effective July 18, 2026; authorizes their publication on www.november8studios.com, www.frayedpodcast.com, and other Company-controlled properties; authorizes nonmaterial formatting and hyperlink changes; and directs that material legal changes be documented by a revised effective date and retained Company record.

IMPLEMENTATION AUTHORIZATION

The Sole Member is authorized to configure conspicuous footer links and affirmative click-to-agree mechanisms for subscriptions, downloads, purchases, account creation, promotions, tips, corrections, submissions, or other interactive features; maintain evidence of the version accepted, date and time, user or transaction identifier, and acceptance event; and coordinate these Terms with the Company’s Privacy Policy, Cookie/Analytics Disclosure, Copyright and Permissions Notice, Editorial Standards and Corrections Policy, Unsolicited Submissions Policy, and any transaction-specific terms.

NO GOVERNMENT FILING

These Website Terms of Use and this Adoption Certificate are private Company records. They are not filed with the Indiana Secretary of State, INBiz, the Internal Revenue Service, or the U.S. Copyright Office. The signed original should be retained with the Company’s legal and governance records, and the public Terms should be posted online.

NOVEMBER 8 STUDIOS, LLC